Prepaid Health Insurance Plans Below P1000 To Protect Your Family

March 28, 2019

We all know how challenging the healthcare system in the Philippines is, and even if you're consistently paying for your  Philhealth, the coverage you get from it still isn't enough to give you peace of mind.

While there are employers who offer full HMO coverage for their employees, the sad truth is there is still a significant portion of Filipino employees that don't get to enjoy this kind of benefit from their employers. Additionally, as we all wait for the Universal Healthcare Bill to be passed into law, we need to find a way to protect ourselves and our family from the rising cost of healthcare in the Philippines.

What Is Health Insurance?

Health Insurance is a type of medical coverage that covers medical expenses incurred by a policyholder and payment for the medical costs could either be in partial or full. Having health insurance will also mean that you are protecting you and your family from the potential financial losses you may get from any medical related problems.

Most people have this idea that health insurance is expensive and only reserved for those people who can afford to pay into a policy. Back in 2016, this was also my same mindset. I remember trying to get a plan for my son, and I couldn't find a health insurance plan that's practical and affordable for us. I decided to look around for an alternative, and that's when I found out about prepaid health insurance plans from Maria Health.

What Is A Prepaid Health Insurance Plan?

A prepaid health insurance plan is a type of insurance policy that is paid for in advance. As compared to HMO benefits prepaid health plans have lesser coverage and they're cheaper.  However, the important thing remains — you still get some form of financial protection.

Where Can I buy A Health Insurance Plan?

I've bought our prepaid health insurance policy thru Maria Health. Their website was able to provide me a side by side comparisons of the different plan options I could take. More importantly, they facilitated the whole thing which made the transaction more convenient.

If you wish to find out more about affordable health insurance plans, you can check my video below. I talk about different plan options you could take for emergency care, doctor consultations, and hospital confinement.

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